ENDING SOON: Highest EVER Ink Offers ($1000+ in value!)


ENDING SOON: Highest ever offers on two cards with no annual fee cards.

No, we don't have an exact end date yet but when the bank tells us "ending soon" that usually means pretty soon!

This email has all the details you need to know about these offers.

Ink Business Unlimited® Credit Card {affiliate link}

Earn $750 $1000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.

You will earn a total of $1112 (112,000 points with the right card combo!) after you complete the minimum spend.

Previous highest ever was $900 after spending $6,000 in 3 months.

Ink Business Cash® Credit Card {affiliate link}

Earn $750 $1000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.

Previous highest ever was $900 after spending $6,000 in 3 months.

My favorite perks on these:

  • $20/month Instacart credits (through 12/31/27) read more here
  • $0 annual fee
  • Cash back can turn into transferrable Chase Ultimate Rewards® (see below)
  • 0% fixed Intro APR for the first 12 months that your Account is open. After that, 16.74% to 24.74%, based on your creditworthiness and other factors. These APRs will vary with the market based on the Prime Rate.a

What You Need to Know

All the FAQs about these cards (also see below)

Get all your questions answered here...

New Podcast Episode: Approval Data

Analyzing approval data points for these cards and the misnomer of "lifetime" language.

YouTube Walk Through: Business card application

I walk through an application line by line if this is your first time filling out a business card application.

How to apply for a business card

The first time you apply for a business credit card, it can seem a bit intimidating. This post walks you through everything you need to know.


FAQs 💳

Am I eligible?

Starting last November, eligibility rules became a lot more vague on these cards. This most affects people who have had the Ink Cash or Unlimited in the past.

Terms state these “may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee.” (emphasis mine) These Ink cards both have no annual fee, so if you’re gotten one, you may not be eligible for the other.

In practice, we’ve observed that people who have LLCs/S-Corps get approved for one, even if they have had one previously. Full podcast episode here.

How do I apply?

If your partner has a referral link already and you don't currently have any of these cards, apply through their referral link so they can get extra points.

Unfortunately due to new rules, you can no longer earn referral points if the person you refer already has a business card in this Ink family (or Sapphire Reserve for Business). If you can't use a referral link, we'd appreciate if you'd apply through one of our affiliate links (above).THANK YOU for your support!

Which one should I open?

I think the Ink Cash and Ink Unlimited are no-brainers if you qualify!

Most people will earn more with the Ink Unlimited offer after the minimum spend is met because you earn 1.5x on everything.

Ink Cash earns 5x and 2x in select categories (on up to $25,000 per year) so it can be good for businesses who spend in those specific categories.

Do these cards earn cash or points?

These Ink cards are billed as "cash back" cards, but when you pair them with another card like the Chase Sapphire Preferred® Card, you can transfer your points to any of this bank's airline and hotel partners. If you earn a $1000 bonus, that would become 100,000 Ultimate Rewards® points if you combine your earnings onto a Sapphire card.

What if I don't have a Sapphire card yet?

You can open this card now and then open a Sapphire card later so that you can combine your points and later have more options to use them. You don't need to have the Sapphire card first.

What if I don't have a Sapphire card but my partner does?

You can call the bank to move your rewards from your card(s) to your spouse's account so that you can get more value out of them! You are allowed to combine points across your household.

I'm not sure I can hit the $8k spend requirement...

This offer gives you 4 months to spend so it's longer than the typical 3 month period. Check out our tips for meeting a high minimum spend.

Happy Travels,

Katie

Katie's Travel Tricks

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